[E015]Google teams up with 3wireless carriers to combat ApplePay

Aiming to undercut[廉价出售；较便宜的工资工作；从下边削球] Apple’s latest hit service, Google is teaming up with[与…合作，与…协作] three major U.S. wireless carriers[无线运营商] to prod[刺，戳；刺激] more people into using its mobile wallet. The counterattack[反击；反攻] announced Monday is just the latest example of how the competition between Google Inc. and Apple Inc. is extending beyond the technology industry’s traditional boundaries. Besides payments, Silicon Valley’s two richest companies are expanding into fields such as home appliances[家用器具]and cars to increase their power and profits. Google’s latest volley[齐射；齐射出的子弹；凌空状态] calls for its payment service to be built into Android smartphones sold by AT&T Inc.[美国电话电报公司（American Telephone and Telegraph Company）], Verizon Wireless and T-Mobile USA later this year.

Over the years, we’ve received great feedback from people who use this feature and we’ve continued investing to make it easy and secure for more people to pay with their phones. A big part of this is working with other innovators[创新者；发明家签证；革新消费者] in the industry to help provide a seamless[无缝的；无缝合线的；无伤痕的] experience across a wide range of phones and stores.

Google

Smartphone owners currently have to download the service, called Google Wallet, and install the app on their phone if they want to use it to buy something instead of pulling out cash or a credit card.Apple’s rival service, Apple Pay, already comes embedded[嵌入] in the latest versions of the company’s mobile software. If Apple builds on that early momentum[势头；动量；动力；冲力], the Cupertino[库比蒂诺（苹果电脑的全球总公司所在地，位于美国旧金山）], California, company could become the leader in what is expected to be a booming market. Nearly 16 million U.S. consumers spent about $3.5 billion on tap-and-pay services last year, according to the research firm eMarketer. By 2018, eMarketer predicts those figures will rise to 57 million U.S. consumers spending about $118 billion. Companies that provide mobile wallets make money by collecting processing fees from merchants and banks.