这88句金句里，藏着查理•芒格的智慧之源
书院特意摘录了一份芒格经常引用的名言警句，以中英文对照形式呈现如下，借此与读者一起，一窥芒格的智慧之源。
01 |
本杰明·富兰克林
经验是一所好学校，但傻瓜却不会从别人那里学到经验，并且，能在别人那里学到经验的人很少；因为这句话是千真万确的：我们可以提供建议，但无法提供行为。
Experience keeps a dear school, but fools will learn in no other and scarce in that; for it is true, we may give advice, but we cannot give conduct.
02 |
空袋子很难竖起来。
It's hard for an empty sack to stand upright.
03 |
一盎司的预防比一磅的治疗更值钱。
An ounce of prevention is worth a pound of cure.
04 |
如果你想要说服别人，要诉诸利益，而非诉诸理性。
If you would persuade, appeal to interest and not to reason.
——本杰明·富兰克林
05 |
如果你想要完成，就自己着手去做。如果不想，就让别人去做。
If you want it done, go. If not, send.
06 |
如果你不听理性女神的话，她就会给你苦头吃。
If you will not hear reason, she will surely rap your knuckles.
07 |
小小纰漏，能沉大船。
A small leak will sink a great ship.
08 |
这是能够将你所有的铅块变成金块的石头……记住，钱是一种繁殖力特别强大的东西。钱会生钱子，钱子会生更多的钱孙。
...tis the stone that will turn all your lead into gold. ... Remember that money is of a prolific generating nature. Money can beget money, and its offspring can beget more.
以上8条都源自富兰克林，但芒格引用自富兰克林的名言远不止这些！关于《穷查理宝典》论及富兰克林之处更详尽的盘点，戳下方链接阅读了解：
09 |
沃伦·巴菲特
我用一张考勤卡就能改善你最终的财务状况；这张卡片上有20格，所以你只能有20次打卡的机会——这代表你一生中所能拥有的投资次数。当你把卡打完之后，你就再也不能进行投资了。在这样的规则之下，你将会真正地慎重考虑你做的事情，你将不得不花大笔资金在你真正想投资的项目上。这样你的表现将会好得多。
I could improve your ultimate financial welfare by giving you a ticket with only twenty slots in it so that you had twenty punches-representing all the investments that you get to make in a lifetime. And once you’d punched through the card, you couldn't make any more investments at all, Under those rules, you'd really think carefully about what you did, and you'd be forced to load up on what you’d really thought about. So you'd do so much better.
10 |
《聪明的投资者》仍是最好的投资书籍。它只有三个你们真正需要的思想：1.市场先生比喻；2.股票是企业的一部分；3.安全边际。
The Intelligent Investor is still the best book on investing. It has the only three ideas you really need: l) The Mr Market analogy 2) A stock is a piece of a business 3) Margin of safety.
11 |
If we have a strength, it is in recognizing when we are operating well within our circle of competence and when we are approaching the perimeter.
12 |
投资就像打棒球，你要让记分牌上的得分增加，就必须盯着球场，而不是盯着记分牌。
In investing,just as in baseball,to put runs on the scoreboard,one must watch the playing field, not the scoreboard.
13 |
人们总是想要一道公式——但那样是行不通的。你必须估算公司从现在到无限的将来能挣到的所有现金，再把它们折回到现值。像市盈率这样的标尺本身是不够的。
People always want a formula-but it doesn't work that way. You have to estimate total cash generated from now to eternity, and discount it back to today. Yardsticks such as P/Es are not enough by themselves.
14 |
所有的经济发展都会在规模越来越大的过程中锻造出它们自己的数学铁锚。
Economic progressions, as they grow larger, forge their own mathematical anchors.
15 |
亚伯拉罕·林肯曾经问：“如果你把尾巴称为腿，那么一只狗有几条腿呢？四条。将尾巴称为腿，并不能让它就变成腿。”同样地，会计师说你的养老基金能够赚取9%的利润，单凭这种说法并不能魔法般地让你在未来拥有可靠的实际收益。
Abraham Lincoln once asked: 'How many legs does a dog have if you call the tail a leg? Four. Calling a tail a leg doesn’t make it a leg.' Likewise, just because an actuary says you can earn 90%on pensionplan assets, it doesn’t magically alter the reality of your future liability.
16 |
我什么都读：企业年报、10-K报表、10-Q报表、传记、历史书，每天还要读五份报纸。在飞机上，我会阅读座椅后背的安全指南。阅读是很重要的。这么多年来，是阅读让我致富。
I read everything: annual reports, l0K's, l0Q‘s, biographies, histories, five newspapers a day. On airplanes,I read the instructions on the backs of the seats. Reading is key. Reading has made me rich over time.
17 |
就短线投资而言，市场是一台投票机器。
但就长线投资而言，它是一台称重机器。
In the short run, the market is a voting machine. But in the long run, it is a weighing machine.
18 |
最成功的投资必定是最像生意的投资。
Investment is most successful when it is most businesslike.
19 |
投资者购买股票应该像购买日用品，而不是像购买香水。
Investors should purchase stocks like they purchase groceries-not like they purchase perfume.
20 |
你是正确的或错误的，并不取决于大家是否同意你。你是正确的，是因为你的资料和推理是正确的。
You are neither right or wrong because the crowd disagrees with you. You are right because your data and reasoning are right.
21 |
安全边际总是取决于付出的价格。它在某个价格会很大，在其他一些价格会很小，而价格更高时，它便不复存在。
The margin of safety is always dependent on the price paid. It will be large at one price, small at some other price, and nonexistent at some higher price.
22 |
无论你们多么聪明，总有一些更聪明的人，如果他们真的想骗你们，你们就会上当。所以，要确定与你们共事的聪明人值得你们信赖。
No matter how smart you are, there are smart people out there who can fool you if they really want to. So, be sure you can trust the smart people you work with.
——本杰明·格雷厄姆
23 |
“反过来想，总是反过来想。”
Invert, Always Invert.
——卡尔·雅可比
24 |
弗里德里克·梅特兰
简单是长期努力工作的结果，而不是起点。
Simplicity is the end result of long, hard work, not the starting point.
——弗里德里克·梅特兰
25 |
约翰·肯尼斯·加尔布雷思
当面临要么改变想法、要么证明无需这么做的选择时，绝大多数人都会忙于寻找证据。
Faced with the choice between changing one's mind and proving there is no need to do so, almost everyone gets busy on the proof.
——约翰·肯尼斯·加尔布雷思
26 |
难道你不明白吗，“让一家企业停泊在废话当中，和让它驶入麻烦的思维之海比起来，是一种好得太多、太多的做法。”
Do you understand 'it is a far, far better thing to have a firm anchor in nonsense than to put out on the troubled seas of thought’.
27 |
那些走运的人总是说他们过得幸福是因为他们的道德很高尚。
People who are in a fortunate position always attribute virtue to what makes them so happy.
——约翰·肯尼斯·加尔布雷思
28 |
托马斯·亨利·赫胥黎
生活无非就是一个接一个的联系。
Life is just one damn relatedness after another.
——托马斯·亨利·赫胥黎
29 |
也许所有教育最有价值的结果是，当你不得不完成一件事情的时候，不管你是否喜欢它，你都有能力去完成这项必须的任务。这是每个人应该学的第一课，然而，无论一个人多早接受教育，这可能是他彻底学到的最后一课。
Perhaps the most valuable result of all education is the ability to make yourself do the thing you have to do. when it ought to be done, whether you like it or not. It is the first lesson that ought to be learned and however early a man’s training begins, it is probably the last lesson that he learns thoroughly."
——托马斯·亨利·赫胥黎
30 |
杰西·利弗莫尔
赚大钱的诀窍不在于买进卖出……而在于等待。
The big money is not in the buying and selling...but in the waiting.
——杰西·利弗莫尔
31 |
爱因斯坦
科学理论/一切应该尽可能简单，但不能过于简单。
A scientific theory/Everything should be made as simple as possible, but no simpler.
——爱因斯坦
32 |
我不是天才。我有几点聪明，我只不过就留在这几点里面。
I'm no genius. I'm smart in spots, and I stay around those spots.
——老托马斯·沃森
33 |
做生意时，最困难的事情是先让你自己思考，再让别人思考。
The most difficult thing in business is first getting yourself to thinking and then getting others to thinking.
——哈维·费尔斯通
34 |
我发现，如果一个人的全部信息都局限于他的工作领域，那么他的工作不会做得很好。一个人必须有眼光，他可以从书籍上或者人们身上 —最好是两者兼有 —培养眼光。
I notice that when all a man’s information is confined to the field in which he is working, the work is never as good as it ought to be. A man has to get perspective, and he can get it from books or from people-preferably from both.
35 |
别愚弄你自己，记住，你是最容易被自己愚弄的人。
Never fool yourself, and remember that you are the easiest person to fool.
——理查德·费曼
36 |
大多数玩家从被群体接受或者从对群体的归属感中得到快乐。然而，好的玩家从他应付游戏里各种局面的能力中得到快乐。
Most players gain pleasure from feeling accepted or belonging to the group.The good player,however,gains pleasure from his abilities to cope with the realities of the game.
——约翰·费恩
37 |
约翰·缪尔
如果我们试图理解一样看似独立存在的东西，我们将会发现它和宇宙间的其他一切都有联系。
When we try to pick out anything by itself, we find it hitched to everything else in the universe.
——约翰·缪尔
38 |
人的任务不是去看清远方模糊的东西，而是去做好身边清楚的事情。
The task of a man is not to see what lies dimly in the distance, but to do what lies clearly at hand.
——托马斯·卡莱尔
39 |
能力会让你到达巅峰，但只有品德才能让你留在那里。
Ability will get you to the top, but it takes character to keep you there.
——亚伯拉罕·林肯
40 |
别赌博。用所有的储蓄去购买一些好股票，等它价钱上涨再卖掉。如果它的价格不会上涨，那么你就别买它。
Don’t gamble. Take all your savings and buy some good stock and hold it till it goes up, then sell it. IF it don’t go up, don't buy it.
41 |
如果你认为你是一个有些影响力的人，试试看能不能指使别人的狗。
If you get to thinking you’re a person of some influence, try ordering somebody else’s dog around.
——威尔·罗杰斯
42 |
我们将要打造一家优秀的公司，必须为长远的利益考虑。我知道每个人都这么说，所以当我重复这句话的时候，我听起来有点老调重弹，但那向来是我们对待我们公司的态度。如果我们做的事情都是正确的，那么股票的价格自然会好起来，我们的股东也将会得到很好的回报。
We are about building a good company and performing for the long term. I know everyone says that-that it sounds trite when I repeat it that way-but that is and has always been our attitude about our business. If we do the right things, the stock price will take care of itself and our shareholders will be rewarded.
——詹姆斯·塞内加尔
43 |
抓住猫尾巴，把猫到提起来的人，将会学到他在别的地方学不到的教训。
A man who carries a cat by the tail, learns something he can learn in no other way.
44 |
识字不读好书，等于白识字。
The man who doesn‘t read good books has no advantage over the man who can’t read them.
——马克·吐温
45 |
约翰·梅纳德·凯恩斯
介绍新观念倒不是很难，难的是清除那些旧观念。
It's not bringing in the new ideas that's so hard, It's getting rid of the old ones.
46 |
世俗智慧告诉我们，循规蹈矩的失败比离经叛道的成功更能带来好名声。
Worldly wisdom teaches that it is better for reputation to fail conventionally than to succeed unconventionally.
——约翰·梅纳德·凯恩斯
47 |
艾萨克·牛顿
如果说我比其他人看得更远，那是因为我站在巨人的肩膀上。
If I have seen a little farther than other men. it is because I stood on the shoulders of giants.
48 |
如果说我曾发现什么有价值的原理，那应该归功于我的耐心观察，而非其他才能。
If I have ever made any valuable discoveries,it has been due more to patient attention,than to any other talent.
49 |
没有大胆的猜想，就没有伟大的发现。
No great discovery was ever made with a bold guess.
——艾萨克·牛顿
50 |
爱比克泰德
此处埋着爱比克泰德，一个奴隶，身体残疾，极其穷困，蒙受诸神的恩宠。
Here lies Epictetus, a slave, maimed in body, the ultimate in poverty, and favored by the gods.
51 |
人若控制不了自己，自由便无从谈起。
No man is free who is not master of himself.
——爱比克泰德
52 |
困扰人们的并非事物，而是他们对事物的看法。
People are not disturbed by things, but by the view they take of them.
53 |
要和那些比你优秀的人为伴，他们能促使你做得最好。
The key is to keep company only with people who uplift you, whose presence calls forth your best.
54 |
富裕并非拥有许多财产，而是拥有很少需求。
Wealth consists not in having great possessions, but in having few wants.
——爱比克泰德
55 |
求学之道无坦途，问艺之路无捷径。
There is no royal road to learning; no short cut to the acquirement of any art.
——安东尼·特罗洛普
56 |
人类的头脑既是宇宙的光荣，也是宇宙的耻辱。
The mind of man at one and the same time is both the glory and the shame of the universe.
——帕斯卡
57 |
罗伯特·路易斯·史蒂文森
我们遇到的所有人都是善与恶的结合体。
All human beings, as we meet them, are commingled out of good and evil.
58 |
让它见鬼去吧。我们必须在每个我们涉足的领域做到第一或第二，否则我们就退出。我不会在乎要解雇多少人，卖掉哪些业务。如果做不到第一或第二，我们宁可不做。
To hell with it. We're either going to be #l or #2 in every field we're in or we're going to be out. I don't care how many people I have to fire and what I have to sell. We're going to be #1 or #2 or out.
——杰克·韦尔奇
59 |
以前我既天真又无知，但那是很幸运的事情，因为正是有过这段无知的日子，我才学到了一个这么多年来一直牢记在心的教训：你可以向每个人学习。我的知识不仅来自手头可以找到的每一本零售业刊物，更多的可能来自我对马路对面（竞争对手）做法的研究。
It was a real blessing for me to be so green and ignorant, because it was from that experience that I learned a lesson which has stuck with me through all the years: you can learn from everybody. I didn't just learn from reading every retail publication I could get my hands on, I probably learned the most from studying what (my competitor)was doing across the street.
——山姆·沃尔顿
60 |
查尔斯·达尔文
能够生存下来的物种不是最强的，也不是最聪明的，而是最能适应变化的。
It is not the strongest of the species that survives, nor the most intelligent, but the one most responsive to change.
——查尔斯·达尔文
61 |
一个人想要什么，就会相信什么。
What a man wishes, that also will he believe。
——德摩斯梯尼
62 |
科学无法解决终极的自然之谜。那是因为归根到底，我们本身正是我们试图解决的谜团的一部分。
Science cannot solve the ultimate mystery of nature. And that is because, in the last analysis, we ourselves are a part of the mystery that we are trying to solve.
——马克斯·普朗克
63 |
真理追求者之所以感到幸福，是因为他们的追求过程终于获得了成功，而不是因为他们终于拥有了真理。
It is not the possession of truth, but the success which attends the seeking after it, that enriches the seeker and brings happiness to him.
——马克斯·普朗克
64 |
归根到底，每个职业都是蒙骗外行人的勾当。
In the last analysis, every profession is a conspiracy against the laity.
——萧伯纳
傻瓜徒有想象力，而缺乏知识；学究空有知识，但缺乏想象力。
Fools act on imagination without knowledge; pedants act on knowledge without imagination.
66 |
“愚蠢”的问题是全新的发展的开端。
The 'silly’ question is the first intimation of some totally new development.
67 |
未来属于那些能够摆脱地球束缚而上升的人。
The future belongs to those who can rise above the confines of the earth.
——阿尔弗雷德·诺斯·怀特海
68 |
一切重要的图书都应该立即重读。
Any book, which is at all important, should be reread immediately.
——叔本华
69 |
我总是对许多事情感兴趣，同时对许多事情感兴趣，我总是试图向我自己解释这些事情。我提出了许多问题。
l've always been interested in a lot of things, and a lot of things at the same time, and I always tried to explain them to myself. I ask a lot of questions.
——贾雷德·戴蒙德
翻读你的文章，如果遇到一段你认为特别漂亮的文字，就把它划出来。
Read over your compositions, and when you meet a passage which you think is particularly fine, strike it out.
71 |
如果一件事情无法永远延续下去，它最后就会停下来。
If a thing can't go on forever, it will eventually stop.
——赫伯·斯坦因
72 |
如果你对自己出生之前的事情毫不了解，那么你永远都是一个无知的孩童。因为人生如果不是对于历史密不可分的往事的记忆，又能是什么呢？
To be ignorant of what happened before you were born is to be ever a child.For what is man's lifetime unless the memory of past events is woven with those of earlier times?
——西塞罗
73 |
未必要有希望才能坚持。
It's not necessary to hope in order to persevere.
——迪安·艾奇逊
74 |
如果你觉得骂人是很好的主意，你可以留到明天再骂。
You can always tell the man off tomorrow if it is such a good idea.
——汤姆·墨菲
75 |
从来不得罪人的哲学家有什么用呢？
Of what use is a philosopher who never offends anybody?
——第欧根尼
76 |
查尔斯·狄更斯
我戴着我在生活中锻造的锁链。
I wear the chains I forged in life.
77 |
杰里·平克尼
那我就自己来吧。
Then I'll do it myself.
——杰里·平克尼
78 |
约翰·班扬
我的剑传给能挥舞它的人。
My sword I leave to him who can wield it.
79 |
说真话，你将无须记住你的谎言。
If you tell the truth, you don’t have to remember your lies.
——路易斯·文森狄
80 |
需要新的机器而尚未购买的公司，其实已经在为它花钱了。
The company that needs a new machine tool, and hasn't bought it, is already paying for it.
——华纳及史瓦塞公司广告语
81 |
没有面包就没有法律，没有法律就没有面包。
Where there’s no bread, there’s no law;where there’s no law,there’s no bread.
——艾利沙·本·阿萨里亚拉比
82 |
我只想知道我将来会死在什么地方，这样我就可以永远不去那里啦。
All I want to know is where I'm going to die, so I'll never go there.
——民间故事
83 |
谁给我面包吃，我就给谁唱歌。
Whose bread I eat, his song I sing.
——民间谚语
84 |
在手里拿着铁锤的人看来，世界就像一颗钉子。
To the man with a hammer, the world looks like a nail.
——民间谚语
85 |
人永远不会忘记自己做过的坏事.
A man never forgets where he has buried the hatchet.
86 |
人生就像悬挂式滑翔，起步没有成功就完蛋啦。
If at first you don't succeed, well, so much for hang gliding.
——现代谚语
87 |
师父领进门，修行靠个人。
Teachers open the door, but you must enter by yourself.
——中国谚语
88 |
我们老得太快，聪明得太迟。
We are too soon old and too late smart.
——德国谚语
编辑：梁启越
● “我是孔子智慧在美国的践行者”｜2019年查理·芒格专访回顾
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